SK Finance and Home Loans
From goals
to keys
Home loan advice made clear
Buying your first home, refinancing, building or investing? We'll help you understand your options and find a loan that suits your circumstances.
What are you planning?
Your goals are where we start
Buying, building or investing? We'll help you understand the finance options available for your circumstances.
Our services
Finance solutions built around you
From your first home to your next investment, we help you explore lending options based on your goals and circumstances.
Home Loans
Buying a home or moving to a new one? We can help you understand your loan options and find a lender that suits your circumstances.
First Home Buyers
Buying your first home can feel overwhelming. We can help you understand the finance side, from your borrowing position to the loan application.
Refinancing
Your current home loan may no longer suit your needs. We can help you review your loan and explore refinancing options.
Investment Loans
Looking to buy an investment property? We can help you understand the finance options and lending considerations involved.
Why SK Finance
Finance guidance with a personal approach
We take the time to understand what you need and help make the finance process easier to navigate.
Client-first approach
We understand your goals before looking at your lending options.
Simple guidance
We explain finance in clear, straightforward language.
Lender options
Explore lending options from our panel based on your circumstances.
Ongoing support
We help you understand the process from enquiry through to application.
How it works
A clearer path from goals to keys
We keep the finance journey clear, so you know what to expect at each step.
Start with a conversation
Tell us about your goals and what you're looking to achieve.
Understand your position
We'll discuss your circumstances and what you may be able to borrow.
Explore your options
We'll help you explore relevant lending options from our lender panel.
Choose your direction
Understand your options and decide which pathway suits your goals.
Move through the application
We'll help you understand the application and required documents.
Keep moving forward
We'll support you through the process and help you understand what's next.
Ready to talk about your goals?
Start with a conversation and we'll take it from there.
SK Finance and Home Loans
Personal guidance built around your finance goals
Meet your broker
Meet Santosh Kandel
Founder & Mortgage Broker
At SK Finance and Home Loans, the focus is on understanding each client's goals and helping them navigate the lending process with clear, practical guidance.
Whether you're purchasing your first home, refinancing, building, investing or exploring another lending option, the aim is to make the journey easier to understand from the first conversation onwards.
SK Finance and Home Loans is operated by Santosh Kandel, a Credit Representative 581326 of Buyers Choice Licencing Pty Ltd, ACN 626 172 281, Australian Credit Licence 509484.
Our lender panel
More choice
Clearer conversations
Explore lending options available through our lender panel and understand what may suit your circumstances.
Explore our lender panel→More options to explore
Explore lending options from our panel based on your circumstances.
Options relevant to you
Your goals and financial position help shape which options may suit you.
Guidance along the way
We'll help you understand your options and the lending process.
Lending options are subject to lender criteria, assessment and approval. The availability of particular products or lenders will depend on your circumstances and requirements.
Frequently asked questions
Questions? Let's make things clearer
A few common questions about mortgage broking and the finance process.
What does a mortgage broker do?
A mortgage broker can help you understand your borrowing options, compare suitable loans and guide you through the application process.
Can you help first home buyers?
Yes. We can help you understand your borrowing options, deposit requirements and the finance process.
Can you help if I'm self-employed?
Yes. We can help you understand the documentation and lending requirements that may apply to your situation.
Can I refinance my existing home loan?
Depending on your circumstances, refinancing may be an option. We can help you explore the available options.
Let's talk
Your next move starts with a conversation
Tell us what you're looking to achieve and we'll help you understand your options and next steps.